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Job Site Pollution Insurance – Contractor Pollution Liability

NAESIP writes Contractors Pollution Liability (CPL) for environmental and non-environmental contractors with environmental exposures. This is also known as “Job Site” coverage.

Most CPL policies only insure a contractor at a job site and not at a site that is owned, rented or occupied by the insured.  The types of contractors can vary greatly.  For many businesses, general liability coverage is not enough if the materials the company is using can potentially pollute the work site or job site.

You do not have to be an environmental contractor to have a pollution exposure.

Non-Environmental businesses may work with environmental issues but may still have environmental exposures.Widely accepted statistics are that one of 20 businesses that fall into this category actually need to purchase environmental insurance. 

NAESIP also writes Owners, Contractor Protective (OCP).  We use OCP in conjunction with a site or job site program where the owner needs another level of liability coverage.